When Clarity Follows.
Led by our Director — 30+ Years with numerous #1 First Data Production Honors.
We map, measure, and master merchant-level RISK to keep accounts stable, processing smooth, and costs consistently at or approaching the fabled Interchange Cost plus 10 Basis Points (IC+ 0.10%) Goldilocks Zone.
Our focus is long-term relationships. While others chase Maximum Profit Per Account, our “Skinny—but Many” philosophy drives Maximum Profit Flow to our clients — creating scalable savings and lasting trust.
Decades of Excellence
Three decades in the trenches taught us one truth — merchants don’t fail for lack of effort; they fail for lack of advocacy.
At Clear Merchant Consulting, we turn experience into advantage. Our awards don’t just sit on a shelf — their collective experiences work in real time, stabilizing approvals, normalizing RISK ratios, and turning volatility into control.
Every account is guided through a process built on precision and foresight — where Skinny-but-Many becomes not just a philosophy, but a system. We structure RISK to serve performance, not restrict it, ensuring the account you build today becomes the portfolio that endures tomorrow.
We manage RISK directly — before it manages you.
- Multiple First Data #1 Awards — recognition earned through measurable performance, not promises.
- 30+ Years of Industry Experience — building and stabilizing accounts across every RISK class.
- Proven Client Success — merchants stay live, compliant, and profitable.
We Support Businesses Across Every RISK Trajectory
At Clear Merchant Consulting, we support businesses across the full trajectory of RISK — from emerging operations to seasoned enterprises encountering new demands or shifting conditions.
Every business moves through a natural arc: stability → strain → correction → stabilization.
We read these shifts early, adapt structures with precision, and safeguard processing continuity so your account remains firmly within the Goldilocks Zone — stable, predictable, and acquirer-comfortable.
- Early-Stage & Scaling Conditions When growth introduces new volume or behaviors, we engineer stability before acquirer scrutiny.
- Growing Conditions As expansion accelerates, we realign structure to preserve consistency and smooth performance signals.
- Established Conditions When stability is essential, we maintain equilibrium through clean pricing and predictable approval integrity.
- Specialized Conditions Compliance-sensitive, hybrid, or referral-driven models needing tailored alignment with underwriting logic.
- Strain & High-Pressure Conditions When drift appears, we remediate performance, normalize RISK, and prevent exit-pressure scenarios.
Email Us
Have questions or need a consultation? Reach out to us via email and we will get back to you promptly. Our team is dedicated to providing transparent and reliable merchant services consulting tailored to your business needs.
Call Us Today
Prefer to speak directly?
Call us at (888) 416-0066 Extension: 7101
We are here to help entrepreneurs and SaaS partners plot and secure the best merchant solutions for building short, mid-range, and long-term stability objectives.
Visit Our Office
Make an appointment to conference with us at our offices: 539 W. Commerce Street, Suite 4166, Dallas, TX 75208. You may also view our location on the map here. We look forward to meeting you!
